2018 Health Savings Accounts – HSA

2018 Health Savings Account Adjusted Amounts

HSA – Compatible High Deductible Health Plan (HDHP) Minimum Required Deductible

  • Self-Only HDHP coverage: $1350
  • Family HDHP coverage:$2700

In 2018, plans where the individual deductible is less than $2,700 will be considered an aggregate deductible, meaning the entire family deductible must be satisfied before benefits for any covered person under the policy will be paid.

HSA-Compatible HDHP Out-Of-Pocket Maximum

  • Self-Only HDHP coverage: $6650
  • Family HDHP coverage:13,300

HSA Contribution Limits

  • Individuals with self-only HDHP coverage:$3450
  • Individuals with family HDHP coverage:$6900

HSA Catch-up Contribution Limits

The catch-up contribution limit for HSA-eligible individuals age 55 or older remains at $1,000 for 2018.

The IRS release can be viewed at https://www.irs.gov/pub/irs-drop/rp-17-37.pdf.