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Auto Insurance

GOOD DRIVERS ARE RESPONSIBLE DRIVERS.

Having proper Auto Insurance ensures your independence behind the wheel. From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen.

At Beacon Point, we combine premium Auto Insurance with personalized service to give you the best coverage possible. Our insurance specialists will work with you one-on-one to find a policy that keeps you and your drivers protected at all costs – for peace-of-mind driving assurance.

Most people underestimate how broad of coverage the auto insurance policy can provide.  There may even be situations where you are walking down the street and get hit by a car where your own policy would provide coverage.  It’s not as simple as the commercials on TV try to paint it. No two policies are the same like some would like you to believe.

Auto Insurance Coverage Options

As your trusted source for car insurance, Beacon Point offers a variety of coverage and additional protection options, such as:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage
  • Auto Claims Expenses (Billions)

*Statistics from www.iii.org

WHY AUTO INSURANCE?

If you’re involved in an accident without car insurance, you’re looking at high out-of-pocket costs, injury liability – even serious legal issues.
Keeping your vehicle insured is simply the responsible thing to do, and it’s an essential financial decision that you can’t drive without. Auto Insurance helps to reduce or cover property damage costs, replacement parts for your car as the result of an accident, medical expenses from injuries, road-side assistance, and much more. Since policies vary with protection options, it’s important to talk to a specialist at Beacon Point Insurance Group to create a policy that insures your needs.

We provide car insurance to drivers near Independence, Kansas City, Blue Springs, Lees Summit, Liberty, and Raytown.

Auto Industry Trends

  • Uninsured
  • Two

Automobile policies are not created equal.

We offer choices and features not typically found in many standard policies.

The challenge is that they look alike on most days. Both give you id cards for your glove box. Both satisfies the police when you get pulled over. There can be a difference in price — but that’s the only difference some people see. You have to look closely to choose the right kind.

OUR AUTO INSURANCE COVERAGE OPTIONS INCLUDE:

Liability Coverage

Safeguard yourself from financial worry due to injury or property damage if you are at fault in an accident.

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Comprehensive Coverage

Be prepared for any non-collision oriented accidents by adding Comprehensive Coverage to your Auto policy.

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Collision Coverage

If you’re involved in an accident with another vehicle or object and your car is damaged, Collision will help you pay for repairs.

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Uninsured & Underinsured Motorist Coverage

Protect yourself, your passengers, and your vehicle in the event of a collision with an uninsured or underinsured driver.

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Diminishing Deductible

Get rewarded for being accident and violation free with credit towards collision deductibles to help you save.

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Accident Forgiveness

Find out how you can qualify to have your first chargeable accident forgiven — so your rates won’t go up.

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Minor Violation Forgiveness

Safe drivers deserve a second chance, and with Minor Violation Forgiveness, your rates won’t increase due to a minor traffic citation.

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Roadside Assistance

Sign up for a basic or premium Roadside Assistance package and receive extended towing, flat tire service and much more.

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Specialty Auto Insurance

A vehicle as unique as its driver requires more than a basic Auto policy. Make sure your Specialty Auto is protected.

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24-Hour Customer Service

Get the attention you need when you need it most with 24/7/365 service at your convenience for accidents, claims, billing and more.

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Towing

Don’t let an unexpected breakdown leave you stranded. Towing support provides emergency Roadside Assistance when you need it most.

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Rental Reimbursement

Don’t let an unforeseen accident keep you out of commission. With Rental Reimbursement, you can get back on the road in no time.

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Personal Injury Protection (PIP)

With the right coverage options, you and your passengers can be on the road to recovery after an accident.

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Mexican Auto Insurance

Specialized Mexican Auto Insurance can keep you both safe and legal on your next trip south of the border.

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Medical Payments Coverage

Your family is important. If an accident should occur, make sure their medical expenses are taken covered.

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