Travis

Best insurance for car

Almost 98% of drivers misunderstand how their auto insurance works

According to a recent survey, a staggering number of US drivers – approximately 96% – are unaware of the fundamental elements of their auto insurance coverage. The poll, which interviewed almost 1,000 drivers across the country, looked at how well motorists understand their auto insurance to see if they are aware of what it covers …

Almost 98% of drivers misunderstand how their auto insurance works Read More »

What you need to know about monoline umbrella policies

A monoline commercial umbrella insurance is a type of policy that provides financial protection with extra liability coverage limits for your primary business insurance policies in addition to covering some exposure gaps in those policies for a wide range of risks. It is typically used to provide coverage for businesses and professionals that face a …

What you need to know about monoline umbrella policies Read More »

What is Medicare?

Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with permanent kidney failure (called “End-Stage Renal Disease”). You must have entered the United States lawfully and have lived here for 5 years to be eligible for Medicare. There are multiple parts to medicare: Medicare Part …

What is Medicare? Read More »

What does an HO-5 policy cover?

The HO-3 has been the standard homeowners insurance policy since the 1950s, and is adequate for most homeowners personal insurance needs. For older homes, it’s still an excellent choice. But today, there’s something much better, particularly for newer, well-maintained homes. It’s known generically as the HO-5 homeowners insurance policy. While the HO-5 is offered only …

What does an HO-5 policy cover? Read More »

Classic / Antique Auto Insurance – Agreed Value vs. Stated Value

There are three different bases that an insurance company can use to value an insured auto. Lets first look at the one that almost everyone has on a typical insurance policy: Actual Cash Value (ACV) ACV translated means “What its worth in cash, today (just before you crashed it).” After your accident, an insurance company …

Classic / Antique Auto Insurance – Agreed Value vs. Stated Value Read More »

Tips For Smooth Sailing This Season

Before you take that first pleasure cruise or fishing trip of the season, make sure your boat insurance is shipshape. Insuring a boat is different than insuring a car or home. Boats require specialized coverage. To avoid a sinking feeling about your boat insurance, consider these tips: Evaluate your specific needs. Some insurance companies provide …

Tips For Smooth Sailing This Season Read More »

How To Obtain Liability Insurance If I’m A Painter

If you’re a painting contractor, you know that you need liability insurance to protect yourself and your painting services business. But did you know that there are several types of liability insurance for painters and that not all policies are created equal? In this blog post, we’ll explain the distinct types of liability insurance for …

How To Obtain Liability Insurance If I’m A Painter Read More »

Low-income residents of Kansas and Missouri now have a brand-new special enrollment period to find affordable health insurance.

Now, for the first time, low-income people in Kansas and Missouri can buy health insurance on the federal exchange throughout the year. This new year-round enrollment period applies to those who earn 150% or less of the federal poverty line — meaning up to $39,750 for a family of four. A pandemic stimulus law passed …

Low-income residents of Kansas and Missouri now have a brand-new special enrollment period to find affordable health insurance. Read More »

Why is car insurance so expensive right now?

The latest news reports may lead people to believe that automobile insurance rates are on the rise. As we enter 2022, they have begun to return to their pre-pandemic levels. Auto insurers – anticipating fewer accidents as a result of the economic lockdown – repaid policyholders approximately $14 billion in cash refunds and account credits …

Why is car insurance so expensive right now? Read More »

Workers Compensation MOD Reduction Program

Controlling your Workers Compensation Modification Factor Also Know as your Mod Rate. To not over pay on your Workers Compensation Insurance, Focus On Cutting Your Mod Rate. Ask yourself if your current broker taking proactive steps to help you lower your mod? Beacon Point will help you control your workers compensation mod through a comprehensive risk management …

Workers Compensation MOD Reduction Program Read More »

Don’t be caught without short-term rental insurance

Short-term rental insurance is an important element of financial planning for anyone who owns a vacation rental property. This type of insurance is designed to protect the property owner from any losses or damage that may occur while the property is being rented out on a short-basis (less than 30 days). Short-term rental insurance policies …

Don’t be caught without short-term rental insurance Read More »

The Increase in Russian Cyberattacks

As you are aware, the Russian Ukraine conflict has caused a lot of concern in the world, particularly in the cybersecurity field. We wanted to provide you with some insights, information, and related articles that we believe might be useful for protecting your organization against cyberattacks because of continuing cyberattack concerns. Although there are no …

The Increase in Russian Cyberattacks Read More »

Get Beacon Point Insurance Updates Straight to Your Phone with Google News

Looking for Beacon Point Insurance updates straight to your phone? Look no further! Beacon Point has partnered with Google News, so that you can get the latest information on our products and services right in your news app. We know that you’re busy, so this is just another way for us to make sure that …

Get Beacon Point Insurance Updates Straight to Your Phone with Google News Read More »

Skip to content