How To Obtain Liability Insurance If I’m A Painter
If you’re a painting contractor, you know that you need liability insurance to protect yourself and your painting services business. But did you know that there are several types of liability insurance for painters and that not all policies are created equal? In this blog post, we’ll explain the distinct types of liability insurance for …
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Low-income residents of Kansas and Missouri now have a brand-new special enrollment period to find affordable health insurance.
Now, for the first time, low-income people in Kansas and Missouri can buy health insurance on the federal exchange throughout the year. This new year-round enrollment period applies to those who earn 150% or less of the federal poverty line — meaning up to $39,750 for a family of four. A pandemic stimulus law passed …
Why is car insurance so expensive right now?
The latest news reports may lead people to believe that automobile insurance rates are on the rise. As we enter 2022, they have begun to return to their pre-pandemic levels. Auto insurers – anticipating fewer accidents as a result of the economic lockdown – repaid policyholders approximately $14 billion in cash refunds and account credits …
Workers Compensation MOD Reduction Program
Controlling your Workers Compensation Modification Factor Also Know as your Mod Rate. To not over pay on your Workers Compensation Insurance, Focus On Cutting Your Mod Rate. Ask yourself if your current broker taking proactive steps to help you lower your mod? Beacon Point will help you control your workers compensation mod through a comprehensive risk management …
Safeco Auto Insurance Review
Safeco Auto Insurance is a popular car insurance company that offers a variety of coverage options for drivers. The company has been in business for over 90 years, and it has a reputation for providing quality service to its customers. In this review, we’ll take a look at the different coverage options that Safeco offers. …
Don’t be caught without short-term rental insurance
Short-term rental insurance is an important element of financial planning for anyone who owns a vacation rental property. This type of insurance is designed to protect the property owner from any losses or damage that may occur while the property is being rented out on a short-basis (less than 30 days). Short-term rental insurance policies …
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The Increase in Russian Cyberattacks
As you are aware, the Russian Ukraine conflict has caused a lot of concern in the world, particularly in the cybersecurity field. We wanted to provide you with some insights, information, and related articles that we believe might be useful for protecting your organization against cyberattacks because of continuing cyberattack concerns. Although there are no …
Get Beacon Point Insurance Updates Straight to Your Phone with Google News
Looking for Beacon Point Insurance updates straight to your phone? Look no further! Beacon Point has partnered with Google News, so that you can get the latest information on our products and services right in your news app. We know that you’re busy, so this is just another way for us to make sure that …
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Standard Trip Cancellation Vs. Cancel For Any Reason Trip Insurance
The main difference between cancel for any reason trip insurance and standard trip cancellation insurance is that cancel for any reason trip insurance allows you to cancel your trip for any reason, while standard trip cancellation insurance only allows you to cancel your trip if you have an unforeseen event that prevents you from traveling …
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What Is A Form 1095-A Health Insurance Marketplace Statement?
The Affordable Care Act (ACA) is a federal law that changed the way Americans get health insurance, and it led to changes in how employers offer health coverage and how individuals can buy health insurance. One of the most important ACA provisions for many people was that it created new marketplaces where individuals can shop …
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Do you need an Agent or Broker?
From a consumer’s perspective we all may appear alike but there are some MAJOR differences that you need to be aware of when choosing someone to assist with creating your insurance package. Agents work directly for one specific insurance company, and they can only “sell” the policies of that one company. It doesn’t matter if …
Travis Gensler of Beacon Point Insurance nationally recognized for helping consumers with qualified health coverage
Independence, MO — Travis Gensler with Beacon Point Insurance has been recognized as a member of the 2022 Marketplace Circle of Champions, a Centers for Medicare & Medicaid Services (CMS) program that celebrates the hard work of agents and brokers in helping consumers enroll in qualified health coverage through the Health Insurance Marketplace®. This …
Health Savings Accounts Can Save You Money
Health savings accounts (HSAs) can help individuals save money by paying for a number of health care expenses that are not covered under their current health insurance policy. These plans may also help in providing funds for individuals with a limited amount of health insurance coverage, especially on services that may be related to uncovered …
Are All Insurance Agents The Same?
To get the best deal on insurance, many people consult an insurance agent or broker. But did you know that there are different kinds of insurance agents and brokers—and the one you choose can make a big difference in the type of service you get and the choices you’re offered? Here’s The Difference: Captive Agents And Brokers. …
College Student Insurance
Do have a son or daughter heading off to college soon? Is the car loaded with their belongings: clothes, electronics, sports equipment, computer? It seems like a lot of stuff, right? So, what’s the risk? You can start by checking the FBI crime list for college and universities here. (Opens new window) If you add …
Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program
NEWS RELEASE Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program o Beacon Point Insurance Group (Independence, MO 03/01/2012), already authorized to sell the popular AARP auto insurance program, can now bundle that auto policy with The Hartford’s AARP Homeowners Insurance Program o Beacon Point Insurance Group was chosen for demonstrating …
Three Separate Earthquakes Shake Wichita Kansas
Three separate earthquakes shake Wichita area in Kansas Sunday morning. Three separate earthquakes were reported in Kansas this morning around the Wichita area. The United States Geological Survey measured a 3.4 magnitude quake just before 6:30 a.m. and a 3.5 magnitude quake just after 6:30 a.m. A third earthquake measuring at 3 on the Richter …
Find the Best Home Insurance in Kansas City
What is homeowners insurance in Kansas City? Home Insurance in Kansas City is very important, not only to protect you from the many types of possible losses but also to cover the living expenses in case of damage to your house. When looking for home insurance in Kansas City, there are some decisions that you …
Sick while traveling…
I just got back from a personal risk management class in Orlando FL and our instructor asked us a thought provoking question that I had not thought about before… When traveling, most of us stay in a hotel along the way, some nicer than others. In many cases, we can’t control when we get sick, and …