Travis | Beacon Point Insurance

Travis Gensler attends The Agency Management Institute

Insurance, Local / By Travis / 1 minute of reading

For Immediate Release Travis Gensler attends The Agency Management Institute September 12-15th 2012, Springfield, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Agency Management Institute held at the Doubletree Hotel Springfield, MO. The insurance course attended was one of the five parts offered …

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Travis Gensler attends The Life and Health Institute

Insurance, Local / By Travis / 1 minute of reading

For Immediate Release Travis Gensler attends The Life and Health Institute August 8-11th 2012, St. Charles, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Life and Health Institute held at the Ameristar Casino, St. Charles, MO. The insurance course attended was one of …

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HSA Compatible Health Insurance Plans – Embedded or Aggregate Deductibles

Health Insurance / By Travis / 1 minute of reading

With the cost of healthcare increasing we have been seeing this question pop up more when educating our clients on the benefits of a HSA qualified plan. Most Qualified High Deductible Health Plans (QHDP) eligible for Health Savings Accounts (HSA) do not have the separate (embedded) individual deductible per person like conventional PPO plans. Employees who just …

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Travis Gensler attends the Personal Lines Institute

Insurance, Local / By Travis / 1 minute of reading

For Immediate Release Travis Gensler attends The Personal Lines Institute January 18-21st 2012, Independence, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Personal Lines Institute held at the Hilton Garden Inn Independence, MO. The insurance course attended was one of the five parts …

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2012 HSA Contribution Limits

Health Insurance / By Travis / 2 minutes of reading

2012 HSA Contribution Limits Single plan Maximum contribution limit for a single plan is $3100 for 2012. To qualify your plan has to have a deductible of $1,200 or more with a maximum out of pocket of no more than $6,050. If you are over the age of 55 you are allowed to deposit an …

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2012 Medicare Annual Enrollment Period date changes

Medicare / By Travis / 1 minute of reading

NOTICE The 2012 Medicare Annual Enrollment Period is changing to October 15 through December 7th. If you want to make a change please make sure you take note of when your applications have to be submitted to the company.

Health Insurance Income Chart

Health Insurance / By Travis / 1 minute of reading

We get quite a few questions about what the income limits are to qualify for the health insurance subsidy. At first I started typing out an entire post listing everything under the sun, but instead I will just provide you a link to the calculator that healthcare.gov finally provided. Click here to launch the income …

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Travis Gensler attends The Commercial Property Institute

Insurance, Local / By Travis / 1 minute of reading

For Immediate Release Travis Gensler attends The Commercial Property Institute June 15-18th 2011, Independence, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Commercial Property Institute held at the Hilton Garden Inn, Independence, MO. The insurance course attended was one of the five parts …

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Term Life Insurance

Life Insurance / By Travis / 3 minutes of reading

What is Term Life Insurance? A term life insurance policy covers the policyholder for a specific amount of time, which is known as the term. The term lengths vary according to what the individual chooses. Terms typically range from 10 to 30 years and increase in 5-year increments, providing level term life insurance. Among the most popular …

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Medicare enrollment application

Medicare / By Travis / 1 minute of reading

In an attempt to help simplify your life while trying to figure out how to wade through the big bowl of Medicare alphabet soup use the like below to find out how to apply for Medicare, or visit the online Medicare enrollment application on the Social Security website: http://www.ssa.gov/medicareonly/ Once you receive your Medicare claim number, contact …

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Health Savings Accounts (HSA)

Health Insurance / By Travis / 1 minute of reading

When bundled with a qualified health insurance plan, HSA’s are an excellent way to control your healthcare spending and also receive a hidden tax benefit on the back end for doing so. To open up a health savings account through Health Equity: Click here for the application to enroll If you have questions while opening the account, call 1-866-346-5800 Once you have established an account they have …

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Why a higher deductible on homeowner’s insurance is almost always a good idea

Home Insurance / By Travis / 7 minutes of reading

How to choose the right home insurance deductible. One of the most common mistakes that we see people make is choosing the wrong deductible when buying home insurance. Every policy has a deductible and the choice that you make can drastically impact what you pay for your policy. What is a Homeowners Insurance Deductible So …

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How To File A Business Property Claim

Business Insurance / By Travis / 1 minute of reading

In the event of damage to your building or content: Protect the property from further damage: Call the proper authorities and utilities (gas, electric, telephone). Take photos of the damage before having emergency repairs made, such as boarding up windows or covering holes in the roof. Call us to report the loss. Call a contractor …

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Ten Common Insurance Mistakes and how to avoid them

Insurance / By Travis / 4 minutes of reading

10 Common Insurance Mistakes and How to avoid them Your Insurance Program is Messy It’s not uncommon to purchase a policy, just to insure one item like your home or car. Maybe you even purchased them from different agents. Whatever the combination, it is highly likely that you ended up with the typical result, which …

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Should I keep car insurance on a car I am not driving?

Auto Insurance / By Travis / 3 minutes of reading

One of the common questions we get is when somebody buys a new vehicle and has their old vehicle and can’t decide what they’re going to do with it. Whether they want to keep it as an extra vehicle or sell it, so the question we receive is: should I keep it on my insurance …

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Retirees Can Have A Medical Savings Account

Medicare / By Travis / 3 minutes of reading

7 Tips to selecting the Right Independent Insurance Agent

Insurance / By Travis / 3 minutes of reading

Selecting the right independent insurance agent to take care of your insurance needs should not be an “eeny, meeny, miny, moe” decision. You are looking for a long-term relationship with someone you can trust. You wouldn’t buy a car without shopping around, and you shouldn’t select an independent agent without doing some research too. So …

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Insurance Claims

Insurance / By Travis / 2 minutes of reading

We’re sorry if you’ve suffered an accident or have a claim on your insurance policy. That’s why you have insurance, to protect you when something bad happens. We’ll guide you on every step along the way. Should you file this claim? If there’s a slight chance that someone may have suffered as a result of …

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Things You Should Know BEFORE You Submit Your Claim

Insurance / By Travis / 6 minutes of reading

You elect the protection options and limits you want. You pay your premium. Your insurance company pays your covered claims. That’s the deal. Then why all this talk about the “consequences” of claims? Why can claims increase my price or even get my policy canceled? That’s what insurance is for! That’s absolutely true. It’s just …

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How to File a Workman’s Compensation Claim

Workers Compensation / By Travis / 1 minute of reading

In the event your employee is injured on the job: Complete the Employer’s First Report of Injury or Disease form for all claims. Either use the “call in” reporting system or fax the original form to the insurance company. Send a copy of this form to the State Department of Industry, Labor and Human Relations (refer …

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