SERVICES

Get Better Disability Insurance

Beacon Point Insurance provides disability insurance to individuals in Independence, Kansas City, Blue Springs, Lees Summit, Liberty, Raytown, and surrounding areas.

When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. Your Income! At Beacon Point Insurance, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.

With disability income Insurance from Beacon Point Insurance Group, you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you’ll want to ensure that you and your family have enough coverage. A representative at Beacon Point Insurance Group will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.

You, disabled? What are your chances?

Higher than you probably think. You can ignore the problem, but it’s hard to ignore the facts:

  • Just over 1 in 4 of today’s 20 year-olds will become disabled before they retire.
  • Accidents are NOT usually the culprit. Back injuries, cancer, heart disease and other illnesses cause the majority of long-term absences.

Get Your Disability Insurance Proposal Today!

Start comparing coverage for your home today with Beacon Point Insurance.

Other Insurance Services

It's simple and easy, and you can rest assured that you'll be receiving the quality information and advice for our advisors.

Why wait? Get started now and start making savings on your home insurance.

For your home insurance quote, you'll need the basic details of your property type, and the zip code. This helps us begin assessing the kind of coverage suitable for your home.

Don't forget that Beacon Point Insurance can also help with a range of other personal insurance services. This includes:

  • auto insurance
  • life insurance
  • Jewelry insurance
  • Gun liability
  • Boat insurance

We can also help you find the best quote for medicare and health insurance policies.  We can work with you to combine insurance to help you make savings.

Not a Client?

Request A Proposal

One of our insurance advisors will reach out to you to review your information and present you with a unique insurance solution, making sure you and your business are better covered for the unpredictable. There’s no obligation, just good-old-fashioned advice.

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