Classic / Antique Auto Insurance – Agreed Value vs. Stated Value

There are three different bases that an insurance company can use to value an insured auto. Lets first look at the one that almost everyone has on a typical insurance policy: Actual Cash Value (ACV) ACV translated means “What its worth in cash, today (just before you crashed it).” After your accident, an insurance company …

Classic / Antique Auto Insurance – Agreed Value vs. Stated Value Read More »

Travis Gensler attends The Agency Management Institute

For Immediate Release Travis Gensler attends The Agency Management Institute September 12-15th 2012, Springfield, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Agency Management Institute held at the Doubletree Hotel Springfield, MO. The insurance course attended was one of the five parts offered …

Travis Gensler attends The Agency Management Institute Read More »

Travis Gensler attends The Life and Health Institute

For Immediate Release Travis Gensler attends The Life and Health Institute August 8-11th 2012, St. Charles, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Life and Health Institute held at the Ameristar Casino, St. Charles, MO. The insurance course attended was one of …

Travis Gensler attends The Life and Health Institute Read More »

HSA Compatible Health Insurance Plans – Embedded or Aggregate Deductibles

With the cost of healthcare increasing we have been seeing this question pop up more when educating our clients on the benefits of a HSA qualified plan. Most Qualified High Deductible Health Plans (QHDP) eligible for Health Savings Accounts (HSA) do not have the separate (embedded) individual deductible per person like conventional PPO plans.   Employees who just …

HSA Compatible Health Insurance Plans – Embedded or Aggregate Deductibles Read More »

Travis Gensler attends the Personal Lines Institute

For Immediate Release Travis Gensler attends The Personal Lines Institute January 18-21st 2012, Independence, MO – Travis Gensler, Principal of Beacon Point Insurance Group of Independence, MO, has successfully completed the Certified Insurance Counselors Personal Lines Institute held at the Hilton Garden Inn Independence, MO. The insurance course attended was one of the five parts …

Travis Gensler attends the Personal Lines Institute Read More »

Medicare Premiums – Deductibles & Co-insurance 2012

The following is a listing of the Medicare premium, deductible, and coinsurance rates that will be in effect in 2012: Medicare Premiums for 2012: Part A: (Hospital Insurance) Premium Most people do not pay a monthly Part A premium because they or a spouse has 40 or more quarters of Medicare-covered employment. The Part A premium is $248.00 per month for people having 30-39 …

Medicare Premiums – Deductibles & Co-insurance 2012 Read More »

Scroll to Top