Health Insurance

2018 Health Savings Accounts – HSA

2018 Health Savings Account Adjusted Amounts HSA – Compatible High Deductible Health Plan (HDHP) Minimum Required Deductible Self-Only HDHP coverage: $1350 Family HDHP coverage:$2700 In 2018, plans where the individual deductible is less than $2,700 will be considered an aggregate deductible, meaning the entire family deductible must be satisfied before benefits for any covered person …

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Health Care Reform Update – What do I need to know about October 1st?

We are pretty sure you have questions about the health care reform and how it will impact you and as your trusted advisors, we will pass along all the important information we can.  Travis has completed the certification to offer both plans ON and OFF the healthcare market places. [alert type=”notice info” close=”true”]October 1st Open …

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Health insurance exchange notices need to be issued to workers by October 1st

Notice to Employers about Health Insurance Exchange communications You need to provide the Health Insurance Exchange notices to workers no later than October 1st, 2013. As of October 1st, the notices have to be given to all new workers on the day they are hired and all current workers active with your business.  Currently there …

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HSA Compatible Health Insurance Plans – Embedded or Aggregate Deductibles

With the cost of healthcare increasing we have been seeing this question pop up more when educating our clients on the benefits of a HSA qualified plan. Most Qualified High Deductible Health Plans (QHDP) eligible for Health Savings Accounts (HSA) do not have the separate (embedded) individual deductible per person like conventional PPO plans.   Employees who just …

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Ten Common Insurance Mistakes – and how to avoid them

10 Common Insurance Mistakes and How to avoid them Your Insurance Program is Messy It’s not uncommon to purchase a policy, just to insure one item like your home or car.  Maybe you even purchased them from  different agents. What ever the combination, it is highly likely that you ended up with the typical result, …

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