Three separate earthquakes shake Wichita area in Kansas Sunday morning.
Three separate earthquakes were reported in Kansas this morning around the Wichita area. The United States Geological Survey measured a 3.4 magnitude quake just before 6:30 a.m. and a 3.5 magnitude quake just after 6:30 a.m. A third earthquake measuring at 3 on the Richter Scale was reported just after 7a this morning as well, but no injuries have been reported at this time according to local media outlets.
All three earthquakes occurred north-northwest of Wichita, near the town of Maize in south-central Kansas.
According to USGS, the epicenter of the 3.4 and 3.5 quakes was just northwest of Maize and northeast of Andover, Kansas. The agency also reported that it had received reports from both nearby residents who felt what they described as a sharp jolt and a swaying motion at their homes and businesses.
Does Homeowners Insurance Cover Earthquake Damage?
Most home insurance policies exclude damage from earthquakes. To purchase earthquake insurance, you need to add the coverage with an endorsement or purchase an earthquake insurance policy.
We have seen a trend in the Midwest where insurance companies are reducing their earthquake risk and no longer offering earthquake coverage. Many companies never offered earthquake insurance to begin with, so your insurance agent may not have even brought it up to you as an option for you to consider. Find an independent agent like your friends at Beacon Point Insurance to work with to find multiple options available to you.
How much does it cost to add earthquake insurance?
There are three primary types of earthquake insurance available: building, living expenses, and contents. All three cover a specific area of the property or things that may be damaged during an earthquake.
On average an earthquake insurance policy in the Missouri & Kansas region can start as low as $10 per month and up based on the size and reconstruction value of your home. We see an average of $27 per month for most homes located in Missouri & Kansas.
Get An Earthquake Insurance Quote Today!
If you would like a quote, call and talk to one of our insurance professionals directly at (816)254-6100 or fill out our online quote form at https://beaconpoint.co and we will get the quote started and call you.