As a Safeco Insurance Agent, we know you have many choices for auto & home insurance. We’ll help you understand your insurance coverage and options. Call (816)254-6100 for a Safeco Insurance proposal.
Personal Insurance products offered:
- Auto Insurance
- Home Insurance
- Umbrella Insurance
- Motorcycle Insurance
- Recreational Vehicle Insurance
- Boat & Watercraft Insurance
- Landlord Insurance
*Not all insurance products & coverages offered in all states
Safeco Insurance FAQ
Safeco is owned by Liberty Mutual but they are separate companies with separate products pricing and distribution methods. Liberty Mutual personal lines policies are sold by exclusive agents who are not allowed to sell anything else but Liberty Mutual products, Safeco by independent agents who are advisors that represent more than one company and can provide you the best option available to you.
GEICO vs. Safeco: by credit level
- If you have very poor credit, GEICO could be a better option for you. On average, GEICO offers lower rates than Safeco for drivers with credit scores of less than 580.
- Drivers with higher credit — should opt for Safeco, which typically provides a broader range of coverages needed by those with higher income levels.
- Safeco Insurance sells personal auto, homeowners and specialty insurance products.
- Safeco's parent company, Liberty Mutual Group, is an insurance giant — the sixth-largest auto insurance seller.
Safeco now offers pet insurance. Safeco has partnered with Hartville Pet Insurance to offer a 12 month policy. Pet health insurance is available to all dog or cat owners – you do not have to be insured with Safeco to obtain a Hartville Pet Insurance Policy. ... Multiple pets receive a 10% premium discount. Click Here for more information on Pet Insurance
Safeco is backed by Liberty Mutual Insurance, which has received strong financial strength ratings from A.M. Best, Moody's and S&P. ... However, you can save more on Safeco coverage by bundling your policies, installing a home security system, or choosing a higher deductible.
Safeco Coverage Options and Discounts. Safeco offers its customers all of the standard car insurance coverage options, along with access to unique services, such as auto glass repair and replacement, a claims valet service, and the Safeco RightTrack program to help lower your car insurance rates for being a safe driver.
At no additional cost, customers who purchased Roadside Assistance can access their own emergency concierge if needed:
If you break down or can’t get started, we’ll send out a tow truck to get you to the nearest qualified service station. All you have to do is call.
- Flat Tire
We’ll help you change out your flat with your spare and get you back on your way. Just need air? No problem. We can do that, too.
- Battery Service
Sometimes we all need a little extra boost. If your battery isn’t up to the task, we’ll come give you a jump start.
- Fuel and Fluids
We’ll deliver essential fluids. Run out of gas? We’ll bring you some. Need radiator or brake fluid? We can bring that, too.
Did you lock your keys in the car? Maybe you just can’t find them. We’ll send out a locksmith to help you get back in your vehicle.
Safeco can offer gap insurance for around $10 per month for most drivers who qualify in states where this coverage is available.
New car replacement: If your car is totaled or stolen and is less than one year old, Safeco will pay to replace it with a comparable new car.
Safeco RV Insurance covers vehicles used for personal recreation only.
Total Loss Settlement Options
If your RV is damaged, Safeco will repair it to pre-accident condition. However, if your RV is a total loss because it's damaged beyond repair, or is stolen and not recovered, Safeco offers three settlement options:
- Actual Cash Value
- Agreed Value Coverage
- Replacement Cost
Popular RV Coverage Options
- Loss of Use
- Personal Effects Replacement Cost Coverage
- Vacation Liability
- Mexico Physical Damage
- Roadside Assistance
- Emergency Assistance
- Audio-Visual and Custom Equipment Protection
Other Optional Coverage Choices
- Claims-Free Cash Back
- Accident Forgiveness
- Diminishing Deductible
- New Vehicle Replacement
- Loan or Lease Protection
- Electronic Lock and Key Replacement
- Pet Coverage
- Worldwide Coverage for Physical Damage and Indirect Loss of Use for Rental Vehicles
Safeco is offering up to a 20% discount for vehicles with low annual mileage. This is a great program for customers with an extra car or truck, those who use public transportation, or who have a car that simply isn't driven very often.
Rental cars are typically included as part of your auto insurance policy, however some restrictions may apply depending on your specific terms. In most states, you are responsible for the cost of fuel, loss-damage waivers, and fees for underage drivers.
At Safeco, the well-being of our customers and employees is always our top priority. We recognize the uncertainty and financial challenges many of you are facing as the nation bands together to slow the spread of coronavirus. To help our customers, we have taken the following actions: Personal Insurance Customers: Personal Auto Customer Relief Refund …