Now, for the first time, low-income people in Kansas and Missouri can buy health insurance on the federal exchange throughout the year. This new year-round enrollment period applies to those who earn 150% or less of the federal poverty line — meaning up to $39,750 for a family of four. A pandemic stimulus law passed …
The Affordable Care Act (ACA) is a federal law that changed the way Americans get health insurance, and it led to changes in how employers offer health coverage and how individuals can buy health insurance. One of the most important ACA provisions for many people was that it created new marketplaces where individuals can shop …
What Is A Form 1095-A Health Insurance Marketplace Statement? Read More »
Independence, MO — Travis Gensler with Beacon Point Insurance has been recognized as a member of the 2022 Marketplace Circle of Champions, a Centers for Medicare & Medicaid Services (CMS) program that celebrates the hard work of agents and brokers in helping consumers enroll in qualified health coverage through the Health Insurance Marketplace®. This …
Health savings accounts (HSAs) can help individuals save money by paying for a number of health care expenses that are not covered under their current health insurance policy. These plans may also help in providing funds for individuals with a limited amount of health insurance coverage, especially on services that may be related to uncovered …
Do have a son or daughter heading off to college soon? Is the car loaded with their belongings: clothes, electronics, sports equipment, computer? It seems like a lot of stuff, right? So, what’s the risk? You can start by checking the FBI crime list for college and universities here. (Opens new window) If you add …
We are pretty sure you have questions about the health care reform and how it will impact you and as your trusted advisors, we will pass along all the important information we can. Travis has completed the certification to offer both plans ON and OFF the healthcare market places. [alert type=”notice info” close=”true”]October 1st Open …
Health Care Reform Update – What do I need to know about October 1st? Read More »
Notice to Employers about Health Insurance Exchange communications You need to provide the Health Insurance Exchange notices to workers no later than October 1st, 2013. As of October 1st, the notices have to be given to all new workers on the day they are hired and all current workers active with your business. Currently there …
Health insurance exchange notices need to be issued to workers by October 1st Read More »
Just fresh out of the meeting with Blue Cross Blue Shield of Kansas City, we received some clarification on the available enrollment periods with regards to the new health care reform plans that will be available as of January 1st, 2014. If you enroll before December 15th, 2015 your earliest effective date will be January 1st, …
Health Care Reform Enrollment Periods for Individuals Read More »
With the cost of healthcare increasing we have been seeing this question pop up more when educating our clients on the benefits of a HSA qualified plan. Most Qualified High Deductible Health Plans (QHDP) eligible for Health Savings Accounts (HSA) do not have the separate (embedded) individual deductible per person like conventional PPO plans. Employees who just …
HSA Compatible Health Insurance Plans – Embedded or Aggregate Deductibles Read More »
2012 HSA Contribution Limits Single plan Maximum contribution limit for a single plan is $3100 for 2012. To qualify your plan has to have a deductible of $1,200 or more with a maximum out of pocket of no more than $6,050. If you are over the age of 55 you are allowed to deposit an …
We get quite a few questions about what the income limits are to qualify for the health insurance subsidy. At first I started typing out an entire post listing everything under the sun, but instead I will just provide you a link to the calculator that healthcare.gov finally provided. Click here to launch the income …
When bundled with a qualified health insurance plan, HSA’s are an excellent way to control your healthcare spending and also receive a hidden tax benefit on the back end for doing so. To open up a health savings account through Health Equity: Click here for the application to enroll If you have questions while opening the account, call 1-866-346-5800 Once you have established an account they have …
We have been receiving a lot of calls from our medicare clients asking the following questions: Will my Medicare benefits change due to the Health Care Reform? Do I need to do anything on October 1st? Do I need to go to the Marketplace to see my new benefits? There is a lot of confusion …
