Home Insurance

Vacant Homeowners Insurance

When does an insurance company consider my home vacant? 95% of homeowners do not understand what happens to their insurance on their home when their house becomes empty or unoccupied.  Most people find out they do not have any coverage after submitting a claim because they failed to let their insurance agents know that their […]

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How to choose a deductible for your homeowners insurance policy

Your home insurance deductible is one of the easiest things to use to help control the cost of your homeowners insurance. When choosing a deductible, what you are really doing is telling the insurance company how you view insurance. What I mean by this, is the lower the deductible you pick, the insurance company knows

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What does an HO-5 policy cover?

The HO-3 has been the standard homeowners insurance policy since the 1950s, and is adequate for most homeowners personal insurance needs. For older homes, it’s still an excellent choice. But today, there’s something much better, particularly for newer, well-maintained homes. It’s known generically as the HO-5 homeowners insurance policy. While the HO-5 is offered only

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Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program

NEWS RELEASE Local Independent Beacon Point Insurance Group Selected To Offer The Hartford’s AARP Homeowners Insurance Program o Beacon Point Insurance Group (Independence, MO 03/01/2012), already authorized to sell the popular AARP auto insurance program, can now bundle that auto policy with The Hartford’s AARP Homeowners Insurance Program o Beacon Point Insurance Group was chosen for demonstrating

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Three Separate Earthquakes Shake Wichita Kansas

Three separate earthquakes shake Wichita area in Kansas Sunday morning. Three separate earthquakes were reported in Kansas this morning around the Wichita area. The United States Geological Survey measured a 3.4 magnitude quake just before 6:30 a.m. and a 3.5 magnitude quake just after 6:30 a.m. A third earthquake measuring at 3 on the Richter

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Why a higher deductible on homeowner’s insurance is almost always a good idea

How to choose the right home insurance deductible. One of the most common mistakes that we see people make is choosing the wrong deductible when buying home insurance. Every policy has a deductible and the choice that you make can drastically impact what you pay for your policy. What is a Homeowners Insurance Deductible So

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