What is a home inventory?

A home inventory is simply a list of your personal possessions along with their estimated value. It’s important to create a home inventory for several reasons:

1) In the event of a fire, natural disaster, or theft, you’ll have a record of what was lost/damaged so that you can file an insurance claim.
2) If you ever need to make a claim on your homeowners insurance policy, having a detailed home inventory will make the process much easier.
3) It’s also helpful to have an inventory if you’re thinking about insuring your belongings separately (e.g., through renter’s insurance or jewelry insurance).

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